Find a Guide to Explain Your Insurance Options

You know you need health insurance to avoid the possibility of costly hospital bills.

But there are a few problems:

  • Deciding how much coverage you might need feels like a guessing game
  • Pre-existing conditions can leave you with fewer choices
  • You’re responsible to decide if you need dental, vision, or life insurance
  • Insider language leaves you confused when you try to do the research yourself

Deciding on a health insurance plan shouldn’t feel like guesswork. Select your coverage with confidence with a Baker Insurance agent.

Individual Health Insurance in Texas

There are many reasons a person may not have insurance from their employer.
Unemployed │Self Employed │Part-Time Employee │Entrepreneur

  • Unemployed

    Individuals who may have recently lost their job may still be in need of health insurance to avoid catastrophic medical bills mounting if they were in an accident or have an ongoing illness.

  • Self-Employed

    If you’re an independent contractor, health insurance coverage is essential since you’re the sole proprietor of your business.

  • Part-Time Employee

    If you work too few hours to qualify for insurance with your employer, personal health insurance is a great option to make sure you’re covered in the event of an accident or illness.

  • Entrepreneur

    If your business is just getting off the ground, you may be a one-person operation, in which case you don’t qualify for group insurance yet.

If any of these statements apply to you, you should be on an individual health insurance plan. 

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